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Start the new year with a fresh financial outlook and reduced stress. Consolidate high-interest credit card debt with a Lifestyle Loan.1
As the holiday season wraps up, you might feel overwhelmed by high-interest credit card debt. Consolidating balances to one loan may be the solution to start your new year off right.
- Lower Interest Rates
Credit cards often have high interest rates, making debt repayment costly. Homebase CU’s Lifestyle Loan may offer lower rates, helping you save on interest and pay off debt faster. - Simplify Payments
Consolidating your credit card balances into one loan streamlines payments, making it easier to stay organized and avoid missed payments. - Boost Your Credit Score
Our Lifestyle Loan can lower your credit utilization ratio, demonstrating responsible debt management. This can improve your credit score, making future borrowing easier. - Reduce Financial Stress
Debt can feel overwhelming. Consolidation offers a clear path to repayment, reducing stress and allowing you to focus on your financial goals.
The chart below shows how just two high-rate credit card balances consolidated into a Lifestyle Loan yield big savings!
1) Lifestyle Loans available at rates from 7.99% APR to 17.99% APR. 7.99% APR is applicable on a Lifestyle Loan for terms from 6-84 months. Terms up to 84 months available depending on amount borrowed. Advertised rate is current as of January 1, 2025, assumes excellent credit, and is subject to change. Credit qualifications apply. A loan example: $25,000 financed at 7.99% APR for 84 months gives a monthly payment of $391. This equates to $32,763 over the life of the loan. Membership required with a $25 minimum deposit and $1.00 membership fee.
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