Fast $500 and Loyalty $1,000 Loans

Available all year, online only!

The process is easy, and you can complete from home!

Follow these simple steps:

1. Go to our online app.
2. Click on "Fast $500" or "Loyalty $1,000".
3. Enter your information. We'll contact you  if we need additional information.
4. If approved, funds will be deposited into your account, usually within 72 hours following application submission. Thank you for your patience as we process your application as quickly as possible.

Fast $500⁽¹⁾
Great for building or rebuilding credit!

Loyalty $1,000⁽²⁾
If you've had 3 previous Fast $500 loans with no late payments, you may be eligible for a Loyalty $1,000 loan.

For details and qualifications, see below or call (804) 452-0736.

Apply Now

1) Fast $500 Qualifications:

• Must be a member for at least one (1) year
• Account(s) must be in good standing (account balance(s) not negative, no delinquent loans)
• Must show proof of income for immediate past six (6) consecutive months. Proof of income may include most recent pay stub showing year-to-date income; social security award letter; legal agreements for alimony and/or child support (if the applicant wants such income considered); or for self-employment, the most recent federal tax return. For questions on proof of income, please contact the Homebase CU Loan Department.
• Completed loan application and $30 non-refundable application fee must be submitted at the time of application
• Application fee will be waived for active duty military and dependents
• Members with existing Homebase CU personal loans are NOT eligible (contact a Loan Officer to discuss a possible advance on your personal loan).
• Primary account holders only may apply; joint members must open their own account
• Limit one Fast $500 Loan per member
• Limit two Fast Cash loans per 12-month period.
• Existing Fast $500 Loan or Loyalty $1,000 Loan must be paid in full prior to qualifying for this promotion
• Members with late payments on previous Fast $500 Loan(s) or Loyalty $1,000 Loan(s) are NOT eligible
  

Terms

• Term of six (6) months at 18% APR
• Total of six (6) monthly payments: five (5) consecutive monthly payments of $100 and a final payment of $32
• First payment due 30 days after funding.
  

2) Loyalty $1,000 Qualifications:

• All Fast $500 qualifications apply
• Limit one Loyalty $1,000 per member
• Limit two Fast Cash loans per 12-month period.
• Must have had 3 previous Fast $500 loans with no late payments
  

Terms:

• Term of twelve (12) months at 18% APR
• Eleven (11) consecutive monthly payments of $100 and one final month payment of $9
• First payment due 30 days after funding.