Personal Line of Credit

From emergencies to essentials, apply for a personal line of credit for flexibility and funds when you need them most. Enjoy rates as low as 9.99% APR.*

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A Personal Line of Credit Can Bring Added Peace of Mind

From wedding expenses to home renovation, we have the personal loan options to fit your needs. Draw funds as needed from a revolving line of credit. It could be a great solution for situations such as:

Get the money you need quickly with a personal line of credit from Homebase Credit Union.

Ready to save money? Ready for added control and flexibility of your finances? A personal line of credit allows you to only pay interest on the the money you use, while enjoying flexible terms and access to a revolving line of credit at your fingertips.

Here's what you need to know:

• Credit limits from $500 to $15,000 based on credit qualifications⁶
• Quick application process
• Revolving line of credit
• Rates as low as 9.99% APR⁶

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Am I eligible?

We're open to the community! Membership is open to those that live or work in the following localities: Amelia, Charles City, Chesterfield, Colonial Heights, Dinwiddie, Goochland, Hanover, Henrico, Hopewell, King and Queen, King William, New Kent, Nottoway, Petersburg, Powhatan, Prince George, Richmond, and Sussex. Learn more about membership.

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All rates subject to change without notice. All rates listed above are our best rates based on approved credit; actual rates may be higher depending upon applicant's credit rating and other underwriting factors. Most loans are processed the same day as the application is received. Please contact a Homebase CU loan officer for current rates and details. Membership required to apply for Homebase Credit Union loans, credit cards, and lines of credit. Membership is open to those that live or work in the following localities: Amelia, Charles City, Chesterfield, Colonial Heights, Dinwiddie, Goochland, Hanover, Henrico, Hopewell, King and Queen, King William, New Kent, Nottoway, Petersburg, Powhatan, Prince George, Richmond, and Sussex. Non-refundable joining fee of $1 plus $25 savings (share draft) deposit refundable at account closing.