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4 Great Reasons to Open an Account
✔ No Monthly Fees: Never worry about monthly fees or a minimum balance.
✔ Mobile Banking: Enjoy access to online and mobile banking services.
✔ Extra Benefits: Our 5 Star Rewards Checking allows you to earn more rewards.
✔ No ATM Fees: Homebase Credit Union members have access to surcharge-free ATMs.
Checking Account Options
Enjoy the convenience and affordability of a Homebase Credit Union checking account. Choose from one of three attractive checking accounts to meet your unique financial needs.
5 Star Rewards Checking
Our 5 Star Rewards Checking Account is a perfect option for active checking account users. Meet five easy qualifiers to unlock additional rewards and earning potential:
- Register for online banking
- Enroll in e-statements
- Direct deposit at least $200 per month into your 5 Star Rewards Checking account
- Pay at least two bills per month through our Bill Pay system or ACH
- Use your debit card for purchases at least 12 times per month7
Share Draft
Our Share Draft checking provides straightforward, affordable banking. There are no monthly fees or minimum balances - just reliable account access through online, mobile, and ATM banking. Make secure deposits and withdrawals while earning interest.
OPEN AN ACCOUNTAll Star Student Checking
It’s never too early to start laying the foundation for smart money skills. Our All Star Student Checking helps teens ages 13-18 take their first steps toward financial responsibility.
This joint parent/guardian account has no fees or balance requirements. Students get a free debit card, their first box of checks, plus online and mobile banking access. Earn interest while practicing skills like budgeting and balancing accounts.
VISIT A BRANCH LEARN MOREChecking Account Comparison
| Benefits1 | Share Draft | 5 Star‡ |
|---|---|---|
| No Monthly Maintenance Fee or Minimum Balance | ✓ | ✓ |
| Surcharge-Free ATM Usage2 | ✓ | ✓ |
| Free Online & Mobile Account Access 3 | ✓ | ✓ |
| Free Use of Electronic Bill Pay | ✓ | ✓ |
| Free Online Budgeting and Finance Program | ✓ | ✓ |
| Unlimited Transfers from Savings to Checking to Cover Overdrafts for No Charge | ✓ | ✓ |
| Initial $25 Bonus Payout4 | Not eligible | Meet all 5 Star qualifiers to earn reward |
| Monthly $2 Reward Payout5 | Not eligible | Meet all 5 Star qualifiers to earn reward |
| Loan Rate Discount6 | Not eligible | ✓ |
| Overdraft Fee Refund (one per year)5 | Not eligible | ✓ |
Opening an Account Is As Easy As 1-2-3!
| step 1 | Confirm Eligibility Check out our Membership Eligibility page to see if you can join. |
| step 3 | Start Using Your Account You’ll get a debit card and can start setting up direct deposit, transfers, and online/mobile access. |
Already a member?
Log in to Online Banking to open a new account!
Not a member?
Banked here since I was a teenager, they've always had great service, great terms and all.
Henry F., George, VA
Frequently Asked Questions
Is there a minimum opening deposit required for a checking account?
No, there is no minimum deposit to open our checking accounts. You can open one with any amount.
How can I access and manage my checking account online?
Our robust online and mobile banking platforms allow you to easily conduct a wide range of banking services, including:
- Monitor balances
- Transfer funds
- Pay bills
- And more!
What is the credit union checking account bonus offer?
Two Ways to Contact Us
Credit Card Virtual Tour
Card Controls Virtual Tour
You May Be Interested In
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Mobile Banking
Enjoy 24/7 secure online access to your accounts! Check balances, view transaction history and transfer funds from one account to another.Mobile Banking Details > -
eStatements
Make your life easier with eStatements and help to conserve our planet’s resources!Learn More About eStatements > -
Overdraft Protection
Life happens! Homebase Credit Union understands that unexpected overdrafts occur from time to time — Overdraft Coverage can help.Overdraft Protection Details >
1 Membership required to open a checking account. Certain restrictions and qualifications apply. Non-refundable membership fee of $1, plus a $25 savings deposit refundable at account closing, applies.
2 Homebase Credit Union may charge a $1 foreign ATM fee for certain non-Homebase Credit Union ATMs.
3 Data carrier rates may apply.
4 $25 bonus payout is a limited time offer and may be discontinued at any time.
5 Reward bonus and/or refund payouts are automatically deposited into your 5 Star Checking on the third day of the following month. For example, rewards earned for March would be paid the third day of April.
6 Loan application must be received after 5 Star account opening. Excludes mortgages and credit cards.
7 Minimum $5 per transaction; ATM and cash advance. Transactions must post to the account during the calendar month.
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