October 2022 Newsletter

Buy Now, Don't PayUntil January 2023¹

No Credit Check Black Friday Loans²

Online Only! November 14 - 17

Fast 500

How to Qualify:

• Must be a member for at least one (1) year
• Account(s) must be in good standing (account balance(s) not negative, no delinquent loans)
  
• Must show proof of income for immediate past six (6) consecutive months³
• Completed loan application and $30 non-refundable application fee must be submitted at the time of application
• Application fee will be waived for active duty military and dependents
• Members with existing Homebase Credit Union personal loans are NOT eligible
• Primary account holders only may apply; joint account holders must open their own account
• Limit one Fast $500 per member
• Existing Fast $500 Loan or Loyalty $1,000 Loans must be paid in full prior to qualifying for this promotion
• Members with late payments on previous Fast $500 Loan(s) or Loyalty $1,000 Loan(s) are NOT eligible

Terms:

• Term of six (6) months at 18% APR³
• Total of six (6) monthly payments: five (5) consecutive monthly payments of $100 and one (1) final month payment of $32
• Payments begin in December 2022

How to Apply:

Apply online November 14-17, 2021. Deadline for online applications is 4:30 pm ET on November 17, 2022. Loans will be funded by November 21, 2022.

Loyalty $1,000

Increase your loan limit if you’ve had 3 previous Fast $500 Loans with no late payments!

Details:

• All Fast $500 qualifications apply
• Limit one Loyalty $1,000 per member
• Must have had 3 previous Fast $500 loans with no late payments

Terms:

• Term of twelve (12) months at 18% APR³
• Eleven (11) consecutive monthly payments of $100 and one (1) final month payment of $32
• Payments begin in December 2022

How to Apply:

Apply online November 14-17, 2021. Deadline for online applications is 4:30 pm ET on November 17, 2021. Loans will be funded by November 21, 2022.

Message from the CEO: New Name, Same Heart

On July 20, our credit union officially became Homebase Credit Union. Throughout the past few months, our team has been busy updating our signage, systems, communications, print materials, online banking, statements, documents, and much more. While we still have several updates remaining, we are moving closer to completion. We sincerely thank you for your patience and understanding during the transition.

We may have a new name, but our heart and mission are unchanged: to improve the lives of our members and build a stronger community. Here are just a few things we’ve been up to recently:

• We hosted the Homebase Credit Union Annual Charity Golf Tournament to raise money for Service Dogs of Virginia. We are still finalizing donations; we will announce final proceeds soon.
• Homebase CU made a $500 donation to the Prince George County Public Safety Foundation to help with much-needed equipment for the Special Response Team. We were excited to be the very first community donor to support the team!
• The credit union hosted a supply drive for Prince George Animal Shelter. Staff and members contributed food, treats, toys, and pet supplies.
• Homebase CU was a proud sponsor of the Fort Clifton Art & Crafts Festival. Our staff enjoyed participating in the event, seeing many current members and meeting lots of new faces.
• The credit union has exciting upcoming plans, too. We will soon start building our new branch near River’s Bend in Chester. Be on the lookout for construction at that location!

Thank you for your membership and continued support of Homebase Credit Union!

Pastsy Stuard, CEO

Holiday Solutions

Skip-A-Payment⁴

Need to take a break from your loan payments to allow for those extra holiday expenses? For just $25, you may be able to skip your December payment. Contact a loan officer for details, qualifications and restrictions.

Christmas Club Payouts

Christmas Club members have been saving all year, and now’s the time to reap the benefits! Club payouts will be deposited into your share account in early November. If you haven’t tried a Christmas Club Account, now is a great time to join! With convenient payroll deduction, it’s easy and automatic!

Learn More

Holiday Closings

Columbus Day: October 10
Veterans Day: November 11
Thanksgiving: November 24. Fort Lee branch also closed November 25.
Christmas Day: December 24 and 26
New Years Day: January 2

1) Loan application must be received between 10/1/2022 - 10/31/2022. Subject to credit approval. Not all will qualify. Rate you receive is determined by credit qualifications and loan term. Current Homebase CU loans do not qualify. Depending on vehicle value, terms are available up to 60 months starting at 3.24% APR. Longer terms available at higher starting interest rates. Interest begins to accrue from day of loan funding. Contact a Homebase Credit Union Loan Officer for details. Loan example 1: $25,000 financed for 60 months at 3.24% APR would make monthly payment $453. Example 2: $25,000 financed for 84 months at 3.99% APR would make monthly payment $343. APR = Annual Percentage Rate. Membership eligibility required. New membership requires non-refundable membership fee of $1, plus $25 savings deposit refundable at account closing.

2) No Credit Check Black Friday Loan offers valid 11/14/22 through 11/17/22. Loans will be funded by November 21, 2022. Contact a Homebase CU Loan Officer for full details.

3) Proof of income may include most recent pay stub showing year-to-date income; social security award letter; legal agreements for alimony and/or child support; or for self-employment, most recent federal tax return. For questions on proof of income, please contact the Homebase CU Loan Department. 

4) Interest will continue to accrue per terms of loan contract. Mortgages, credit cards, Fast $500 loans and Loyalty $1,000 loans not eligible.

5) Certain qualifications and credit criteria apply. Ask an associate for details. Membership eligibility required.

6) Earn rewards points for every dollar spent on purchases. Cash advances and transfers from other credit cards do not qualify for rewards points. Must register your account at uchooserewards.com to redeem points.