October 2021 Newsletter

No Payments Until January 2022¹

Take a break from auto loan payments: finance your vehicle with us! Purchase and refinance auto loans eligible. Call us or apply online today! No promotional code needed.

No Credit Check Black Friday Loans²

Online Only! November 15 - 18

Fast 500

How to Qualify:

• Must be a member for at least one (1) year
• Account(s) must be in good standing (account balance(s) not negative, no delinquent loans)
  
• Must show proof of income for immediate past six (6) consecutive months³
• Completed loan application and $30 non-refundable application fee must be submitted at the time of application
• Application fee will be waived for active duty military and dependents
• Members with existing Homebase Credit Union personal loans are NOT eligible
• Primary account holders only may apply; joint account holders must open their own account
• Limit one Fast $500 per member
• Existing Fast $500 Loan or Loyalty $1,000 Loans must be paid in full prior to qualifying for this promotion
• Members with late payments on previous Fast $500 Loan(s) or Loyalty $1,000 Loan(s) are NOT eligible

Terms:

• Term of six (6) months at 18% APR³
• Total of six (6) monthly payments: five (5) consecutive monthly payments of $100 and one (1) final month payment of $29
• Payments begin in December 2021

How to Apply:

Apply online November 15-18, 2021. Deadline for online applications is 4:30 pm ET on November 18, 2021. Loans will be funded by November 19, 2021.

Loyalty $1,000

Increase your loan limit if you’ve had 3 previous Fast $500 Loans with no late payments!

Details:

• All Fast $500 qualifications apply
• Limit one Loyalty $1,000 per member
• Must have had 3 previous Fast $500 loans with no late payments

Terms:

• Term of eleven (11) months at 18% APR³
• Eleven (11) consecutive monthly payments of $100
• Payments begin in December 2021

How to Apply:

Apply online November 15-18, 2021. Deadline for online applications is 4:30 pm ET on November 18, 2021. Loans will be funded by November 19, 2021.

Message from the CEO: Charity Golf Tournament a Great Success!

After missing a year due to the pandemic, we were thrilled to once again host our Charity Golf Tournament on September 10 at the Cardinal Golf Club on Fort Lee. Proceeds from the tournament will benefit Service Dogs of Virginia, a 501 (c)(3) non-profit organization that raises, trains, and places dogs to assist people with disabilities and provides facility dogs for courthouses, counseling centers, schools, and other therapeutic settings. Stay tuned for more details on the final donation amount.

Huge thanks go to the amazing support of our many sponsors and volunteers who made the day a success.

Patsy Stuard, CEO

Holiday Season Solutions

Skip-A-Payment⁴

Need to take a break from your loan payments to allow for those extra holiday expenses? For just $25, you may be able to skip your December payment. Contact a loan officer for details, qualifications and restrictions.

Christmas Club Payouts

Christmas Club members have been saving all year, and now’s the time to reap the benefits! Club payouts will be deposited into your share account in early November. If you haven’t tried a Christmas Club Account, now is a great time to join! With convenient payroll deduction, it’s easy and automatic!

Holiday Closings

Columbus Day: October 11
Veterans Day: November 11
Thanksgiving: November 25. Fort Lee branch also closed November 26.
Christmas Day: December 24 and 25
New Years Day: January 1

1) Offer valid 10/1/2021 - 11/30/2021. Valid on new Homebase Credit Union loans only. Current Homebase Credit Union loans do not qualify. Subject to credit approval. Rate you receive is determined by credit qualifications. Not all will qualify. Depending on the vehicle value, terms are available up to 72 months.  Interest will begin to accrue from the day of loan funding. Contact a Homebase Credit Union Loan Officer for details. Example: $25,000 financed at 2.49% APR for 72 months gives a monthly payment of $375. APR = Annual Percentage Rate. Membership eligibility required. Membership is open to those who live or work in the following localities: Amelia, Charles City, Chesterfield, Colonial Heights, Dinwiddie, Goochland, Hanover, Henrico, Hopewell, King and Queen, King William, New Kent, Nottoway, Petersburg, Powhatan, Prince George, Richmond, and Sussex. New membership requires non-refundable membership fee of $1, plus $25 savings deposit refundable at account closing.

2) No Credit Check Black Friday Loan offers valid 11/15/21 through 11/18/21. Loans will be funded by November 19, 2021. Contact a Homebase Credit Union Loan Officer for full details.

3) Proof of income may include most recent pay stub showing year-to-date income; social security award letter; legal agreements for alimony and/or child support; or for self-employment, the most recent federal tax return. For questions on proof of income, please contact the Homebase Credit Union Loan Department.

4) Interest will continue to accrue per terms of loan contract. Mortgages, credit cards, Fast $500 loans and Loyalty $1,000 loans not eligible.

5) Certain qualifications and credit criteria apply. Ask an associate for details. Membership eligibility required.

6) Earn rewards points for every dollar spent on purchases. Cash advances and transfers from other credit cards do not qualify for rewards points. Must register your account at uchooserewards.com to redeem points.

7) Message and data rates may apply.