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Introducing Small Business Services
Homebase Credit Union now offers business accounts and lending to our members! Each business is unique, and our team will help you with a plan catered to your organization’s specific needs. We’re pleased to offer products and services to support your small business:
Business Checking1
- Unlimited transactions
- Online banking & bill pay
- No monthly fees
- No minimum balance
- Easy remote check deposit
Business Savings1
- Savings Accounts
- Share Certificates
- Money Market Accounts
Visa® Credit Card2
- Up to $30,000 spending limit
- Rates as low as 11.99% APR
Vehicle Loan3
- Up to $100,000
- Rates as low as 6.99% APR
Equipment Loan3
- Up to $100,000
- Rates as low as 6.99% APR
Annual Meeting & Dinner
Wednesday, April 24, 2024
Hopewell Moose Lodge
4701 Western Street Hopewell, VA
Join us for a meeting, dinner, and prizes! We invite members to attend the Annual Meeting, which includes the latest credit union news and Board of Directors elections. The meeting will begin promptly at 5:30, with dinner following.
Reserve your spot today!
Dinner reservations are $5 per person. No charge to attend the meeting only. Homebase CU will match 100% of all funds raised, and donate all proceeds to Mercy Mall of Virginia.
Stop by a branch or call us at (804) 452-0736 to register.
Now available year-round!4
Fast $500
How to Qualify:
- Be a member for at least one (1) year
- Account(s) must be in good standing (account balance(s) not negative, no delinquent loans)
- Must show proof of income for immediate past six (6) consecutive months5
- Completed loan application and $30 non-refundable application fee must be submitted at the time of application
- Application fee will be waived for active duty military and dependents
- Members with existing Homebase CU personal loans are NOT eligible
- Primary account holders only may apply; joint members must open their own account
- Limit one Fast $500 per member
- Existing Fast $500 Loan or Loyalty $1,000 Loans must be paid in full prior to qualifying for this promotion
- Members with late payments on previous Fast $500 Loan(s) or Loyalty $1,000 Loan(s) are NOT eligible
Terms:
- Term of six (6) months at 18% APR
- Total of six (6) monthly payments: five (5) consecutive monthly payments of $100 and a final month payment of $32
- First payment due 30 days after funding
How to Apply:
Loyalty $1,000
Details:
- All Fast $500 qualifications apply
- Limit one Loyalty $1,000 per member
- Must have had three (3) previous Fast $500 loans with no late payments
Terms:
- Term of twelve (12) months at 18% APR
- Eleven (11) consecutive monthly payments of $100 and one (1) final payment of $9
- First payment due 30 days after funding
How to Apply:
Chester Branch Ribbon Cutting & Dedication
In February, we celebrated the official ribbon cutting and dedication of our new branch in Chester. Thank you to our Board, Supervisory Committee, and distinguished community guests for attending this special occasion. The Chester branch is dedicated to our past CEO, Patsy Stuard, with gratitude for her 45 years of service and leadership.
Food Truck Fridays
We have a delicious array of food trucks visiting our Prince George branch regularly (4495 Crossings Blvd). We love to enjoy a tasty lunch and support these local businesses! Make sure to check out our Facebook page each week to find out who’s coming!
Holiday Closings
Memorial Day: Monday, May 27
Juneteenth National Independence Day: Wednesday, June 19
Independence Day: Thursday, July 4
1) Business account membership required to open Business Checking or Business Savings. Membership is open to those that live or work in the following localities: Amelia, Charles City, Chesterfield, Colonial Heights, Dinwiddie, Goochland, Hanover, Henrico, Hopewell, King and Queen, King William, New Kent, Nottoway, Petersburg, Powhatan, Prince George, Richmond, and Sussex. Non-refundable joining fee of $1 plus $25 savings (share draft) deposit refundable at account closing.
2) Subject to credit approval. Rates from 11.99 to 17.99% APR. The actual rate you receive is based on credit worthiness criteria. Balance transfers cannot be applied to current Homebase CU loans. Finance charges for purchases, cash advances and balance transfers are computed by applying the periodic rate to the average daily balance. For cash advances and balance transfers, the finance charge starts to accrue from the date you get the advance or from the first day of the billing cycle in which the cash advance is posted to your account, whichever is later. Rates and terms subject to change. Some restrictions may apply. Contact Homebase Credit Union for more details.
3) Vehicle and Equipment Loans: All rates subject to change without notice. All rates listed above are our best rates based on approved credit; actual rates may be higher depending upon applicant’s credit rating and other underwriting factors. Most loans are processed the same day as the application is received. Please contact a Homebase CU loan officer for current rates and details. Membership required to apply for Homebase Credit Union loans, credit cards, and lines of credit. Terms up to 84 months available depending on model, mileage, and amount borrowed. The rate you receive is determined by credit qualifications. Ask a loan officer for more information. A loan example: $50,000 financed for 84 months at 8.24% APR would make the monthly payment $788.
4) Contact a Homebase CU Loan Officer for full details.
5) Proof of income may include most recent pay stub showing year-to-date income; social security award letter; legal agreements for alimony and/or child support (if the applicant wants such income considered); or for self-employment, most recent federal tax return. For questions on proof of income, please contact the Homebase CU Loan Department.
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