April 2021 Newsletter

Get Set for Summer

No Credit Check Loans¹

Fast $500

How to Qualify:

Be a member for at leastone (1) year
Account(s) must be in good standing (account balance(s) not negative, no delinquent loans)
Must show proof of income for at least 6 months
Completed loan application and $30 non-refundable application fee must be submitted at the time of application
Application fee will be waived for active duty military and dependents
Members with existing Homebase Credit Union personal loans are NOT eligible
Primary account holders only may apply; joint members must open their own account
Limit one Fast $500 per member
Existing Fast $500 Loan or Loyalty $1,000 Loans must be paid in full prior to qualifying for this promotion
Members with late payments on previous Fast $500 Loan(s) or Loyalty $1,000 Loan(s) are NOT eligible

Terms:

Term of six (6) months at 18% APR
Total of six (6) monthly payments: five (5) consecutive monthly payments of $100 and a final month payment of $29
Payments begin in June 2021

How to Apply:

Apply online May 17-20. Deadline for online applications is 4:30 PM ET on May 20, 2021. Loans will be funded by May 24, 2021.

Loyalty $1,000

Increase your loan limit to $1,000 if you’ve had 3 previous Fast $500 Loans with no late payments!

Details:

All Fast $500 qualifications apply
Limit one Loyalty $1,000 per member
Must have had three (3) previous Fast $500 loans with no late payments

Terms:

Term of eleven (11) months at 18% APR
Ten (10) consecutive monthly payments of $100 and one (1) final payment of $99
Payments begin in June 2021

How to Apply:

Apply online May 17-20. Deadline for online applications is 4:30 PM ET on May 20, 2021. Loans will be funded by May 24, 2021.

Home Improvement Projects?

Lifestyle Loans Start at 5.99% APR²

Easy application. Quick decision.

Kitchen/Bathroom Renovations
Patio or Deck Additions
Heating and Air Conditioning Repair
Pool or Hot Tub Additions
Roof Replacement
Large Landscaping Projects
Driveway Paving
and more!

Apply Today!

Community Shred Day & Food Drive

May 8, 2021

9 am to 12 pm
4495 Crossings Blvd.
Prince George

Bring canned food donations for local food banks and shred up to 3 boxes of documents. Safeguard sensitive information and avoid identity theft, all while helping your community

Financial Wellness Monthly Sweepstakes

The Enrich Financial Wellness Sweepstakes is an opportunity for you to learn more about a key financial topic while entering yourself into a drawing to win $500!

Explore the wide variety of courses on Enrich, our free financial learning platform. Visit fortleecu.enrich.org and browse the topics available to enhance your financial knowledge and confidence.

Complete at least one course on the Enrich platform by the final day of the calendar month to be automatically entered in the drawing. One winner will be chosen each month: April, May and June!

A few key points:

To enter, you must be 18 or older.
You may complete as many courses as you like, however you will receive just one sweepstakes entry for that month.
Check eligibility and get complete rules, terms, and restrictions.

Complete classes each month to be entered!

Message from the CEO: Avoid Scams & Keep Your Personal Information Secure

We have noticed a significant increase in scams recently, and want our members to be informed when it comes to their financial security. Scams can take many forms. Some of the methods we see frequently include:

Overpayment Scams
A fraudster overpays you for a product or service and requests that additional funds be sent back in the form of wire, gift cards, etc.

Loan Scams
Fraudsters contact you promoting immediate access to funds and too-good-to-be-true loans.

Antivirus Scams
False notification of a virus or threat on a device is used by a scammer to gain access.

Romance Scams
A fraudster builds a trusting relationship for the sole purposes of scamming you out of money.

Grandparent Emergency Scams
A fraudster poses as a grandchild or other relative of the victim in an attempt to have funds sent under the assumption of immediate danger or other emergency.

Tax Scams
A scam involving stealing your identity to file fake tax returns or posing as the IRS to scare you into paying fictitious overdue taxes.

Payment App Scams
Fraudsters pretend to be from financial institutions to gain access to payment apps like Zelle® and Cash App.

How can you avoid scams?

Do not share your password, PIN, or answers to security questions with anyone.
If you receive a phone call, email or text requesting personal or account information, it’s wise not to respond to that message. Instead, contact your financial institution or merchant directly through their official
phone number.
The Federal Trade Commission is an excellent resource for scam information. Visit their website, ftc.gov, for more details.

The safety and security of our members is our top priority. As always, thank you for your membership!

Patsy Stuard, CEO

Holiday Closings

Memorial Day: Monday, May 31
Independence Day: Monday, July 5

This credit union is federally insured by the National Credit Union Administration.

1) No Credit Check Loan offers valid 5/17/21 through 5/20/21. Contact a Homebase Credit Union loan officer for full details.

2) Credit qualifications apply. Rate and term you receive is determined by credit qualifications. Not all applicants will qualify for the lowest rate. Loan amounts up to $25,000. 5.99% APR is applicable on a Lifestyle Loan for terms up to 84 months. Terms up to 84 months available depending on amount borrowed. Ask a loan officer for more information. A loan example: $25,000 financed at 5.99% APR for 84 months gives a monthly payment of $366.00.