Checking Account Options

4 Great Reasons to Open an Account

✔ No Monthly Fees: Never worry about monthly fees or a minimum balance.

✔ Mobile Banking: Enjoy access to online and mobile banking services.

✔ Extra Rewards: Earn rewards points whenever you use your debit card!

✔ No ATM Fees: Homebase Credit Union members have access to surcharge-free ATMs.

Enjoy the convenience and affordability of a Homebase Credit Union checking account.¹

Share Draft Checking

Our Share Draft checking provides straightforward, affordable banking. Enjoy reliable account access through online, mobile, and ATM banking. Make secure deposits and withdrawals.

No monthly maintenance fee or minimum balance
Surcharge-free ATM usage²
Free online & mobile account access³
Free use of online bill pay
Unlimited, no-charge transfers from savings to checking to cover overdrafts
Earn rewards points whenever you use your debit card!

OPEN AN ACCOUNT

All Star Student Checking

It’s never too early to start laying the foundation for smart money skills. Our All Star Student Checking helps teens ages 13-18 take their first steps toward financial responsibility, budgeting and balancing accounts.

No monthly maintenance fee or minimum balance
Free debit card and first box of checks
Surcharge-free ATM usage²
Free online & mobile account access³
Unlimited, no-charge transfers from savings to checking to cover overdrafts
Earn rewards points whenever you use your debit card!

VISIT A BRANCH LEARN MORE

Opening an Account is as Easy as 1-2-3!

step 1

Confirm Eligibility Check out our Membership Eligibility page to see if you can join.

step 2

Open an Account Choose from our Draft Share, All Star Student, or 5-Star Checking accounts. You can apply onlinea or in one of our branches.

step 3

Start Using Your Account You’ll get a debit card and can start setting up direct deposit, transfers, and online/mobile access.

Already a member?

Not a member?

JOIN NOW

Banked here since I was a teenager, they've always had great service, great terms and all.
Henry F., George, VA

Frequently Asked Questions

Is there a minimum opening deposit required for a checking account?

No, there is no minimum deposit to open our checking accounts. You can open one with any amount.¹

How can I access and manage my checking account online?

Our robust online and mobile banking platform allow you to easily conduct a wide range of banking services, including:

Monitor balances
Transfer funds
Pay bills
Credit score by SavvyMoney
And more!

What's the status of 5 Star Checking?

Our 5 Star Checking rewards program is currently under review to make improvements. At this time, we are not opening new 5 Star Checking accounts. Members who currently have our 5 Star Checking account will keep that account, but rewards and payouts will be discontinued after August 2025. Overdraft limits will not change. Stay tuned for improvements on the way!

Two Ways to Contact Us

CALL: (800) 782-7599
CONTACT FORM

1) Membership required to open a checking account. Certain restrictions and qualifications apply. Non-refundable membership fee of $1, plus a $25 savings deposit refundable at account closing, applies.

2) Homebase Credit Union may charge a $1 foreign ATM fee for certain non-Homebase Credit Union ATMs.

3) Data carrier rates may apply.